Indian Railways Extends 45-Paise Travel Insurance to Counter Tickets

A question can test the scope and extension of Indian Railways' optional passenger travel insurance scheme, specifically the 45-paise premium and its applicability to counter ticket purchases alongside online bookings. The policy reflects government efforts to expand consumer protection mechanisms within railway operations.

No specific implementation concern is stated in the supplied report.

This extension standardizes passenger insurance access across multiple booking channels, improving equitable coverage for railway travelers who purchase tickets through physical counters. It demonstrates Indian Railways' approach to integrating consumer protection schemes across diverse transaction modes.

• Indian Railways extended 45-paise optional travel insurance to railway counter ticket purchases. • The facility was previously available but is now formally extended to counter-based bookings. • No third verified fact is provided.